Land and Property Finance
If you need finance to buy your home or just want to reduce the cost on your current mortgage we can ensure you consider all available options. We offer whole of market independent advice on mortgages, secured loans and have years experience in securing finance.
We offer our mortgage advice service no matter where you are located within the UK.
- First Time Buyer Mortgages
- Self Build Mortgages
- Shared Ownership Schemes
- Secured Home Owner Loans
- Buy To Let Mortgages
Whatever your requirements we are here to assist you so give us a call.
T: 01872 277291
Mortgage Advice Fee Payment
If you require advice on a mortgage or re-mortgage we will charge an initial mortgage advice fee of £100. This fee is non refundable once we have started work on you or behalf. In addition we will charge 0.4% of the loan amount if you accept our advice. This is payable on completion of your mortgage, for example, if you take out a loan of £100,000 you will need to pay £400. We will refund to you any commission we earn from the lender. Please see our initial disclosure document for full details on how we get paid.
Why do we charge a fee?
The amount of commissions paid by lenders does vary, in addition some lenders offer some products only in branch and direct to the public. We therefore want to offer you all products available. Our fee allows us to get paid for the work we do on your behalf no matter which lender or product you proceed with.
Charlotte James IFA Ltd is authorised and regulated by the Financial Services Authority FSA number 493391 www.fsa.gov.uk/register
Registered in England and Wales number: 6750804 © 2009 Charlotte James IFA Ltd All rights reserved.