Welcome to
Charlotte James
Our Services


Get advice, get a quote for insurance or sell/buy a property.


Compare quote options yourself online for life insurance, critical illness, income protection Get a Quote.


If your buying you home or re-mortgaging we can offer independent guidance on your mortgage options more info...

Get Advice

We offer advice on the whole market for critical illness, life insurance, income protection and mortgages contact us.


Buying and financing your home

Talk us about your mortgage requirements. We have been giving advice since 1994 and have extensive knowledge of mortgage lending with access to all lenders.

  • First Time Buyer Mortgages
  • Re-mortgages
  • Self Build Mortgages
  • Shared Ownership Schemes
  • Secured Home Owner Loans
  • Buy To Let Mortgages

Whatever your requirements we are here to assist you so give us a call 01872 277291

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.


Get quotes to protect your family, income or mortgage.

Life Insurance

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Income Insurance

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Welcome to Charlotte James IFA Ltd, we offer a wide range of services from property sales via our estate agency to insurance and mortgages and the latest technology to create 3D virtual reality property tours.

Being located in Cornwall does not impact on our reach, in fact we deal with clients all over the UK. Our clients are from all walks of life each with their own individual requirements, which means we tailor our solutions to meet those individual needs with our expert knowledge of the marketplace.

Company Profile

Charlotte James IFA Ltd was incorporated in November 2008 by director John Garcia.

Director John Garcia has been in the industry since 1996. Our focus is on you the customer, making sure we offer services that are exceptional and value for money.

We also understand where we are best placed to add value to our clients.

If you cannot find the information you are looking for please contact us we are here to help.

Charlotte James IFA Ltd is authorised and regulated by the Financial Conduct Authority FCA number 493391 http://www.fca.org.uk/consumers Registered in England and Wales number: 6750804

Contact Us

Call 01872 277291
Registered address: Nevada 10 Park Road Redruth TR15 2JD