We will guide you through the process of buying your first home.
Review your mortgage options and reduce your mortgage costs, keep the same loan amount or increase it for improvements or any other purpose.
Lending can be difficult for self-employed, we know the lenders to avoid and those who can accommodate with just projected earnings.
Lending made simple for those who regularly work on a fixed contract with or without an agency.
Let us help you with your mortgage lending when you wish release equity from your property available from age 50.
We can arrange lending and guide you through the process to get on the property ladder.
Mortgages for property used for rental, for professional landlords and first time landlords.
We can help with your borrowing requirements to help you acquire premises.
We can help you explore your additional borrowing requirements without having to disturb your main mortgage.
If your buying you home or re-mortgaging let us search the market for your perfect mortgage more info...
Talk to me about your mortgage requirements. I am John Garcia an expert on lending and have been giving mortgage advice since 1994. With my extensive knowledge I have secured mortgages where other brokers have been unable to secure finance. With access to all lenders let me navigate and guide you to securing a great mortgage deal.
Whatever your requirements I am here to assist you so give me a call on 07971 847716 for a FREE initial consultation or book a convenient time and I will call you backBook a callback time
Charlotte James is located in Truro, Cornwall however we deal with clients all over the UK. Our clients are from all walks of life each with their own individual requirements, which means we tailor our solutions to meet those individual needs with our expert knowledge of the marketplace.
John Garcia is an expert adviser advising on mortgages and protection and has been working in the financial services industry since 1996.
Although our initial consultation is free, there will be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. A typical fee is £300 payable on application to the lender.
Charlotte James is a trading name of Anderson Lloyd LLP, which are authorised and regulated by the Financial Conduct Authority for advising on and arranging mortgages, insurance, pensions and investments: Anderson Lloyd LLP, Godolphin House, 7 Cathedral Lane, Truro, Cornwall, TR1 2QS. FCA number 207597